Wellbeing
Wellbeing Radar
A 16-point radar chart showing your client’s scores across every element of human capital, with overlay comparisons over time.
For Professionals
Your Clients Are More Than
Their Portfolios
A diagnostic framework that sees the whole person — vitality, autonomy, purpose, and social capital alongside their finances.
Your Dashboard
The Practitioner Dashboard
A unified view of your client's complete life system — updated in real time as they complete assessments and share data.
Resources
Financial Capital Ledger
Six-bucket allocation view — Survival, Debt, Thriving, Dependent, Caregiving, and Buffer — with income streams and assets mapped.
Systems
Time Capital Ledger
168-hour weekly budget across seven categories. Reveals bandwidth bottlenecks and time composition patterns across 52 weeks.
Integration
Commit History
Longitudinal tracking with version control. See how your client’s scores evolve over months and years, not just snapshots.
Interactive
Try It: Build a Systems Map
The Systems view maps your client's entire life as an interconnected graph — people, assets, systems, and goals. Try building one.
Try It Yourself
Build a Systems Map
Add nodes and drag connections between them to build a client's system map. This is the same canvas advisors use in the full platform.
3 / 5 nodes
Advanced Metrics
Diagnostic Framework
Four advanced metrics that give you clinical precision beyond traditional financial planning.
SER
System Efficiency Ratio
Velocity ÷ Mass. Thresholds: >1.0 efficient, 0.8–1.0 adequate, <0.8 Golden Stagnation.
COTI
Cost of Time Investment
Weeks of labor required to maintain lifestyle. Above 48 signals structural overcommitment.
BW-Tax
Bandwidth Tax
Administration plus caregiving load as a fraction of total capacity. Cognitive friction made visible.
VYR
Vitality/Velocity Ratio
Physical vitality relative to overall performance velocity. Flags health-wealth misalignment.
Clinical Frameworks
Client Patterns You'll Recognize
Diagnostic categories that transform vague client concerns into actionable clinical frameworks.
Pattern
Golden Stagnation
SER below 0.8 — high resources (mass) but low lived experience (velocity). The portfolio grows while the person stalls.
Read the diagnostic guide →Pattern
COTI-Eroded
More than 48 weeks of labor required to sustain lifestyle. Structural overcommitment that no raise can solve.
Read the diagnostic guide →Pattern
RDS Risk
Relevance Deprivation Syndrome — identity collapse post-career when professional role dominated self-concept.
Read the diagnostic guide →Certification & Integration
A certification program is available for advisors who want to integrate the Human Wealth™ framework into their practice — including case supervision and client acquisition pathway support.
Learn more →Begin
Extend your practice beyond the portfolio.
See your clients completely — and help them see themselves.