Human Wealth
Traditional finance measures your money. Human Wealth™ measures your life — vitality, autonomy, purpose, resilience, and social capital — distilled into a single number.
The Framework
Wellbeing
Discover what makes life meaningful and satisfying. Purpose, engagement, psychological richness, and daily affect form the foundation of human wealth.
Discover what makes life meaningful and satisfying. Purpose, engagement, psychological richness, and daily affect form the foundation of human wealth.
4 elements
Explore capability, financial security, environment, and social network. The stored potential that gives your life structural strength.
4 elements
Design autonomy, goal setting, community connection, and engagement. The dynamic forces that convert potential into performance.
4 elements
Implement plans that bring it all together. Vitality, self-efficacy, optimism, and resilience create the conditions for lasting change.
4 elements
Discover what makes life meaningful and satisfying. Purpose, engagement, psychological richness, and daily affect form the foundation of human wealth.
4 elements
Explore capability, financial security, environment, and social network. The stored potential that gives your life structural strength.
4 elements
Design autonomy, goal setting, community connection, and engagement. The dynamic forces that convert potential into performance.
4 elements
Implement plans that bring it all together. Vitality, self-efficacy, optimism, and resilience create the conditions for lasting change.
4 elements
Advisory
We combine rigorous financial planning with the Human Wealth™ framework — a cybernetic system that measures what traditional finance ignores.
Every plan maps to 4 domains, 16 elements, and 11 composite metrics — giving your wealth a measurable language beyond dollars.
We design for the 8 systemic life transitions that reshape wealth. Your plan adapts because it was built to.
Planning fees based on net worth, not assets under management. We are paid to think holistically, not to gather assets.
The Science
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Domains
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Elements
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Core Questions
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Composite Metrics
Insights
Research, commentary, and conversations from the Human Wealth™ ecosystem.
The three-month wall, caregiving as invisible labor, the parenthood paradox, pivot readiness, the Third Act question, and why relational alignment is the hidden variable in every transition.
The Shadow Liability Index as a missing risk metric, Third Act assessment beyond replacement ratio, the Sudden CFO crisis, AI displacement, the Relational Friction Coefficient, and the multi-agent future.
Optimism predicts savings more strongly than financial literacy or risk tolerance. A one-standard-deviation increase in optimism correlates with $1,352 more in savings. This is not naive positivity — it is a cultivable orientation that makes the future feel worth investing in.
HW = ½mv² — a physics analogy for human wealth. Mass (m) represents Integration and Resources (your stored potential). Velocity (v) represents Systems and Wellbeing (your dynamic performance). The result is your K-Score™.
Through 64 evidence-based questions across 4 domains and 16 elements, distilled from peer-reviewed research in behavioral economics, positive psychology, and neuroscience.
Individuals navigating major life transitions, financial advisors looking to differentiate their practice, and organizations building cultures of wellbeing.
Planning fees are based on net worth, not assets under management. This conflict-free model means we are paid to think holistically rather than gather assets.
Absolutely. Sovereignty is a core principle of the Human Wealth framework. Your data belongs to you, and we never sell or share it with third parties.
Start building your Human Wealth™ graph or schedule a conversation with our advisory team.
The Wealth is About Wellbeing® journal curates AAA peer-reviewed research across behavioral economics, positive psychology, and neuroscience.