Adaptability Quotient
AQA composite measure of whole-life structural and psychological agility — your capacity to pivot when life changes.
Human Wealth™ Ontology
A unified architecture of 4 domains and 16 elements that redefines wealth beyond net worth. Grounded in behavioral finance, positive psychology, cybernetics, and research on aging, longevity, and long-term wellbeing.
How the loop works
The four domains show how your life is working right now. Wellbeing reveals the lived experience you want to understand. Resources show what you can draw on. Systems show how those resources become daily action. Integration shows the physical and mental capacity that helps the whole loop improve.
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Wellbeing insights dictate how resources are mobilized and prioritized.
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Available resources become the inputs for architected life systems.
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Architected systems require behavioral adoption and psycho-physical integration.
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The integrated engine drives the lived experience of wellbeing.
The sequence often starts with what you feel in Wellbeing, then moves through Resources, Systems, and Integration. As each area changes, it feeds back into the others, so the framework stays circular rather than one-and-done.
Four Domains at a Glance
Each domain names one part of the picture: how life feels, what support you have, how your routines work, and whether you have the capacity to keep moving.
Wellbeing
The evaluative and emotional output of the human. Captures the quality of the client's life as lived.
- Meaningful Life
- Satisfying Life
- Psychological Richness
- Daily Affect
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Resources
The objective socio-economic and environmental 'soil' available to the client.
- Capability
- Financial Security
- Environmental Quality
- Social Network
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Systems
The active state of operation where potential is translated into purposeful action and engagement.
- Autonomy
- Goal Setting
- Community Connection
- Engagement
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Integration
The internal foundation of physical and mental capacity — the source from which all performance is drawn.
- Vitality
- Self-Efficacy
- Optimism
- Resilience
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16 Elements of Human Wealth™
Each domain contains four elements. Together they form the complete picture of what it means to be truly wealthy. Tap any element to learn more.
Wellbeing
Resources
Systems
Integration
Wellbeing
Resources
Systems
Integration
Life Transitions
Eight major life events create systemic shocks — depleting some elements while activating others.
CaregivingBecoming ParentsEmpty NestersCareer ChangeDeathDivorceMarriageRetirement
Composite Metrics
The ontology produces a suite of composite metrics — each measuring a distinct facet of systemic health.
Bandwidth Tax
BW-TaxShows how much mental load and practical complexity are consuming your daily capacity.
Personal Cost of Thriving Index
P-COTIShows how many weeks of work it takes each year to sustain your lifestyle.
Vitality Yield Ratio
VYRShows whether your restorative habits are keeping pace with the stressors and responsibilities that drain your energy.
Third Act Index
TAIShows your readiness for life's next chapter by combining financial security with meaning and identity beyond your primary career.
Diagnostic Instruments
The Wellbeing Composition turns your inputs into a readable portrait across all 16 Elements.
Wellbeing Composition
A 16-point radar chart plotting your subjective standing across all 16 Elements, revealing imbalances at a glance.
Ready to measure what matters?
The Human Wealth™ framework moves beyond net worth to capture the full picture.